✓ Fully USDA Eligible Collin County · $315k – $460k

USDA Loans in Melissa, TX — $0 Down

Award-winning ISD. See income limits, eligible neighborhoods, and how to get started with a USDA loan today.

Residential street in Melissa, TX
Collin County · 2026 USDA Income Limits
1–4 person household $121,300
5+ person household $160,150
Source: USDA Rural Development, effective 2026.
Active USDA neighborhoods
  • Brookside Estates
  • Liberty
  • North Creek Meadows
Commute notes
~40 min to McKinney via US-75; 50 min to Dallas
USDA Eligibility Map

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Opens the official USDA Rural Development eligibility tool.

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